Mostly when some people are wondering on how to get debt free with no money, they will not get the satisfying answers. Most websites only tell the people to save up, pay minimum debt regularly, make a list of debts by the laddering system from the debts with the highest interest rate, and even many more.
Frankly speaking, those ways are indeed useful and they will obviously work out if the people have a lot of money. In fact, for the people who are stuck in shoestring budget, they need a way out of this problem too. As people who earn low salary and have lots of debts as well, having more unpredictable expense might lead them to more debts. It feels like digging a new hole to cover up the last hole. When the debts keep going up, it will have impacts for your health.
Impossible to be Debt Free without Money
Is there a way on how to get debt free with no money? Apparently yes. It is strange but true that there would not be any ways to get out of those chains of debts. Here are the following ways to get rid of debts without money.
1. Make habits and be consistent
Being stuck in debts means you are having a habit that seems positive to you but negative for others. The easiest example is by shopping. Probably shopping is a good thing to release stress, gain more popularity, make new friends; buy new stuffs which are up to date and fashionable, and many more. It seems positive. In fact, when you do more or extraneous activities that may spend more money that you do not really need and that you may not be able to afford, these habits become something negative.
Started from now, you need to make habits of spending money. After that you have to be consistent in it. Making a good start of changing the habit seems good but when you do not have consistency in it, it becomes a waste.
2. Never avoid the call from loan
The company or the bank will obviously call you to remind you about the debt you have to pay. Moreover, it will be worse when you still have not paid on the due date. When such a case happens to you, never avoid the call from loan. It is because when you do, you will be such a loser. You will still pay for it, maybe it is a little bit late that is why you should never ever avoid the call from loan. Then the bank will give you trust that you need to have.
3. Sell something that you do not really need
Having too many things at home might be turned into money. How come? Selling the secondhand stuffs is on trend now. You can have more money with you so that if some other cases happen unexpectedly, you have the money to cover up a little bit. These are three things on how to get debt free with no money.
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